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Blog Post | Transportation

Millennials Want More Public Transportation | Sean Doyle

A new poll shows that access to public transportation is “very important” for Millennials in considering where to live and where to work.  The results support our research over the past few years that found Millennials are driving less than older generations and are more prone to walk, bike, or take transit to get where they need to go.

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Result | Democracy

Giving more Americans a greater voice in our elections

In our democracy, the size of your wallet shouldn’t determine the volume of your voice. In 2015, we helped win reforms in Maine and Seattle to ensure that more Americans have a greater say in our elections. Seattle’s Initiative-122 empowers small donors with “democracy vouchers” that can be donated to local candidates and lowers the cap on contributions. In Maine, the state’s Clean Elections Act was improved by strengthening campaign finance disclosure laws and offering qualifying candidates increased public funding.

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Blog Post | Financial Reform

Privacy, We've Got Tips and Ideas For You, Congress and Regulators, Too | Ed Mierzwinski

Problems with privacy and data security are all over the news these days. We've got you covered, from releasing a new report and consumer tips on the security freeze today to testifying to Congress (last week) on payment card security and speaking on a panel at the FTC tomorrow on Internet lead generation (what's that?). Oh, and we're waiting for answers to our questions to the CFPB about the credit bureau Experian joining the ranks of the breached. We've been busy as we explain in this "roundup" blog entry.

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Report | U.S. PIRG Education Fund | Consumer Protection

Why You Should Get Security Freezes Before Your Information is Stolen

Here are tips for preventing ID theft and using a security freeze:

How To Avoid Identity Theft

How To Use a Security Freeze

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Result | Public Health

Convincing McDonald’s and Subway to protect public health

In 2015, bolstered by the support of more than 100,000 members and supporters, we convinced both McDonald’s and Subway to take action to protect public health. In March, just two days after we delivered more than 30,000 petitions to McDonald’s headquarters, the company announced that they would stop serving chicken raised on medically-important antibiotics. And in October, after more than 100,000 called on the chain to take action, Subway announced a similar policy for all the meat they serve.

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Twenty Top Generic Drugs Delayed By Industry Payoffs

New Jerseyans with cancer, heart disease, epilepsy and other conditions have been forced to pay an average of 10 times more than necessary for at least 20 blockbuster drugs. Brand drug manufacturers have made $98 billion in total sales off the drugs while the generic versions were delayed.

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News Release | NJPIRG | Public Health

Chemical Tragedies Reminder of Need for Better Chemical Safety Rules

Statement of Jen Kim, NJPIRG State Director, on Senate EPW Hearing on Chemical Safety

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News Release | NJPIRG | Higher Ed

Interest Rates for 144,926 Student Loan Borrowers in New Jersey Set to Double on July 1

Unless Congress acts, on July 1, the interest rate for 144,926 student loan borrowers in New Jersey will double from 3.4 percent to 6.8 percent. According to an issue brief released today by NJPIRG, the rate increase would hike the cost of New Jersey students’ loans by over $134 million. That translates into a $928 increase in debt per student, per loan.

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News Release | NJPIRG

NJPIRG Mourns the Loss of Senator Lautenberg

“We are deeply saddened by the passing of Senator Frank Lautenberg. New Jersey has lost a tireless voice for the public good."

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New Report Documents A Decade Of Safety Violations By Compounding Pharmacies

The contaminated drug that caused last fall’s fungal meningitis outbreak, killing 55 people nation-wide and sickening 51 New Jerseyans, is just the tip of the iceberg of an industry-wide problem, according to a new report released today by NJPIRG.

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Report | NJPIRG Law and Policy Center | Democracy, Tax

Loopholes for Sale

Recent polls show a large majority of Americans, including small business owners, are convinced that profitable corporations are not paying enough in taxes. Citizens for Tax Justice and NJPIRG’s Loopholes for Sale pursues the intersection of corporate campaign contributions to members of Congress and the absence of Congressional action to close corporate tax loopholes and raise additional revenue from corporate taxes. 

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Report | NJPIRG Law & Policy Center | Budget, Tax

Following the Money 2012

New Jersey scores a C+ in the 2010 report on online access to government spending data.

 

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Report | Democracy

Auctioning Democracy

A new report by NJPIRG Law and Policy Center and Demos shows an analysis of the funding sources for the campaign finance behemoths, Super PACs. The findings confirmed what many have predicted in the wake of the Supreme Court’s damaging Citizens United decision: since their inception in 2010, Super PACs have been primarily funded by a small segment of very wealthy individuals and business interests, with a small but significant amount of funds coming from secret sources.

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Report | NJPIRG Law and Policy Center | Safe Energy

Too Close to Home

In the United States, 49 million Americans receive their drinking water from surface sources located within 50 miles of an active nuclear power plant – inside the boundary the Nuclear Regulatory Commission uses to assess risk to food and water supplies. 

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Report | NJPIRG Law and Policy Center | Democracy, Tax

Representation Without Taxation

Marking the second anniversary of the Supreme Court’s decision in the Citizens United vs. Federal Election Commission case, this report takes a hard look at the lobbying activities of profitable Fortune 500 companies that exploit loopholes and distort the tax code to avoid billions of dollars in taxes.

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Blog Post | Financial Reform

As NY Brings Credit Bureaus To Heel, CFPB Arbitration Study Paves Way Toward New Protections | Ed Mierzwinski

Two big consumer stories so far this week offer hope to consumers victimized by credit bureau errors and, more generally, by an inability to take credit bureaus, credit card companies, banks or payday lenders to court when harmed. On Monday, New York's Attorney General Eric Schneiderman signed a groundbreaking agreement with the Big Three credit bureaus, Equifax, Trans Union and Experian. Then today, the CFPB released a report finding that consumer legal rights are infringed by small-print forced arbitration clauses in credit card and other contracts.  The CFPB will hold a webcast public hearing at 11am Eastern time today (Tuesday) to discuss the report's findings and next steps.

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Blog Post | Financial Reform

Is Anyone Protecting Your Privacy Or Wallet? Turbotax? Anthem? Apple? The Government? | Ed Mierzwinski

As if recent privacy breaches at the online tax preparer Turbotax and the health insurer Anthem weren't enough, it turns out that low-tech hacks can trick the vaunted Apple Pay system into giving up cash to thieves, too. Meanwhile, while the administration's blueprint for a Privacy Bill of Rights in 2012 was excellent, its new legislative draft from the Department of Commerce could have been written by the U.S. Chamber of Commerce. There is some good news on privacy, though.

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Blog Post | Consumer Protection

As House Holds Oversight Hearing, 340 Groups Call For Defense of CFPB | Ed Mierzwinski

Today, Consumer Financial Protection Bureau Director Richard Cordray will present the CFPB's sixth semi-annual report to the House Financial Services Committee, whose majority members have been harsh critics of the successful consumer agency. Americans for Financial Reform, joined by the state PIRGs and a total of 340 national, state and local groups, sent Congress a letter explaining why the idea of the CFPB needs no defense, only more defenders.

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Blog Post | Consumer Protection

Coalition Launched To Protect Retirement Savings from Wall Street Loopholes | Ed Mierzwinski

We've joined AARP, the Consumer Federation of America, AFL-CIO, Americans for Financial Reform and other leading groups to support an imminent Department of Labor rule to require retirement advisors to put consumers first. Wall Street brokerages and insurance companies have already launched a fierce lobbying attack, since they've been using loopholes to put themselves first to the tune of an estimated $17 billion/year by pocketing what should be your retirement income.

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Blog Post | Financial Reform

House Floor Vote on Budget Delayed over Special Interest "Riders" From Wall Street, Other Powerful Interests | Ed Mierzwinski

UPDATED: Opposition to a controversial provision authored by Citibank forced House leaders to delay consideration of the "CRomnibus" appropriations package just hours before funding for the federal government expired at midnight Thursday. Eventually the bill passed narrowly with the Wall Street provision intact. Action now shifts to the Senate, which has a 48-hour window to pass the bill, but any one Senator can block it under Senate rules. The provision would again allow Wall Street banks to place risky bets with taxpayer-backed funds, and require taxpayers to bail them out if the bets fail, repealing a key protection added in the 2010 Wall Street reform law. 

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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