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Blog Post | Consumer Protection

U.S. House Considers Delay To Financial Protections for Servicemembers, Veterans | Ed Mierzwinski

(UPDATED 30 April): Last year the Department of Defense proposed needed improvements to the 2007 Military Lending Act, since high-cost lenders were exploiting loopholes to evade the law's 36% APR cap on loans to servicemembers to make loans at 400% APR or more, harming military families and threatening unit preparedness to defend the nation. Now, days before a committee vote, predatory lenders have succeeded in convincing House Armed Services Committee leaders to insert language into the National Defense Authorization Act that would delay the DoD regulations up to a year while needless, redundant studies are prepared. Only in Washington.

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News Release | U.S. PIRG | Consumer Protection

PIRG Commends Release of Labor Dept.'s Proposed Rule To End Conflicted Retirement Advice

PIRG today commended the public release of the Department of Labor’s proposed rule that would strengthen the ability for Americans to save for retirement by addressing conflicts of interest that arise when brokers and financial advisers give retirement advice. Wall Street will fight the rule hard, because it requires them to put consumers first.

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Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Blog Post | Public Health

Some Good, Some Bad in Obama Administration Plan to Protect Antibiotics | Sujatha Jahagirdar

Today, the National Task Force for Combatting Resistant Bacteria released a five-year action plan to tackle the growing problem of antibiotic resistance.  While the plan will take several important steps necessary to control the spread of antibiotic-resistant bacteria, it will miss the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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News Release | NJPIRG Law and Policy Center | Budget

NEW REPORT: New Jersey Receives "B" in Annual Report on Transparency of Government Spending

New Jersey received a “B” when it comes to government spending transparency, according to “Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data,” the sixth annual report of its kind by the New Jersey Public Interest Research Group Law and Policy Center. New Jersey's grade improved since last year, jumping from a C+ to this year's B.

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News Release | NJPIRG | Health Care

Nationwide Study of New Health Exchanges Shows New Jersey How to Lower Costs For Consumers

Many states are creating health exchanges to deliver better value for consumers, and New Jersey should follow their lead, according to Making the Grade, a new report by NJPIRG.  Health exchanges are competitive marketplaces that can empower individuals and small businesses with better, more affordable options for coverage.  Under the federal health reform law, each state will have an exchange up and running in 2014.

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Media Hit | Budget, Tax

NJBIZ: High potential for abuse in N.J.'s incentives to developers

Efforts to promote commercial development has put New Jersey at high risk for misuse of tax revenue, and has created a growing trend in which cities borrow against future growth, according to a report released today by the New Jersey Public Interest Research Group.

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News Release | NJPIRG Law and Policy Center | Budget

New Report Shows That New Jersey Has High Risk for Misuse of Developer Subsidies

A new research report today shows that New Jersey is at high risk for misuse of tax revenue thanks to a problematic system of funding commercial development.  The report outlines problems with the growing trend among cities to borrow against future growth and divert tax revenues as a way to attract economic development. 

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Media Hit | Budget, Food

newjerseynewsroom.com: Report: Federal agriculture subsidies pay for 19 Twinkies per N.J. taxpayer

Have you received your 19 free Twinkies and quarter of an apple from the federal government yet?  Well ok, it doesn’t exactly work that way but federal subsidies for commodity crops are subsidizing junk food additives like high fructose corn syrup, enough to pay for 19 Twinkies per taxpayer every year, according to the report "Apples to Twinkies" made public Thursday by New Jersey Public Interest Research Group.

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News Release | NJPIRG Law and Policy Center | Budget, Food, Health Care

Ag Subsidies Pay for 19 Twinkies per Taxpayer, But Only a Quarter of an Apple

Federal subsidies for commodity crops are also subsidizing junk food additives like high fructose corn syrup, enough to pay for 19 Twinkies per taxpayer every year, according to Apples to Twinkies, a new report by NJPIRG released today at Lincoln Park Community Farm.   Meanwhile, limited subsidies for fresh fruits and vegetables would buy less than a quarter of an apple per taxpayer.

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