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Report | NJPIRG Law & Policy Center | Consumer Protection, Financial Reform

Debt Collectors, Debt Complaints

This is the fifth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about debt collection, with the aim of uncovering patterns in the problems consumers are experiencing with debt collectors and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

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Report | NJPIRG Law & Policy Center | Transportation

A New Course

Universities and colleges across the country are taking steps to encourage their communities, students, faculty and staff to decrease their reliance on personal vehicles. These efforts are working well – saving money for universities, improving the quality of life in college towns, and giving today’s students experience in living life without depending on a personal car.

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News Release | NJPIRG Law & Policy Center | Transportation

University Campuses Like Rutgers Are Transportation Trailblazers as Students Lead Shift From Driving

As Millennials lead a national shift away from driving, universities like Rutgers are giving students new options for getting around and becoming innovators in transportation policy, according to a new report released today. The report, titled, “A New Course: How Innovative University Programs Are Reducing Driving on Campus and Creating New Models for Transportation Policy,” was released by NJPIRG Student Chapters today.

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News Release | NJPIRG Law & Policy Center | Budget, Tax

NJ could save nearly $60 million with simple, proven method to curb offshore tax dodging, new study finds

New Jersey taxpayers could save $59.8 million from a simple reform to crack down on offshore tax dodging, according to a new report released today by the NJPIRG Law & Policy Center. The reform, which has already been proven effective in Montana and passed in Oregon, would require companies to treat profits booked to notorious tax havens as domestic taxable income.

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Report | NJPIRG | Tax

Closing the Billion Dollar Loophole

Every year, corporations use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. Tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars. But they use tax havens to escape supporting these public structures and benefits.

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News Release | NJPIRG | Consumer Protection

NJ Coalition for Affordable Power Calls On Board of Public Utilities To Reject PSE&G's $3.9 Billion "Energy Strong" Proposal

NJPIRG and the NJCAP formally announces its opposition to the PSE&G Energy Strong Program and urgest the NJ BPU to reject the proposal.

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News Release | NJPIRG | Democracy

ON DAY OF ORAL ARGUMENT IN MCCUTCHEON V. FEC, GROUPS GATHER TO PUSH BACK ON BIG MONEY IN POLITICS, DEMAND SOLUTIONS

NJPIRG, the New Jersey Sierra Club, Main Street Alliance and citizen activists from across the state gathered at the State House today to push back on the power of big money in elections, as the U.S. Supreme Court heard oral arguments in McCutcheon v. FEC. Advocates say the case would further increase the electoral clout of a few large donors.

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News Release | NJPIRG Law & Policy Center | Transportation

New Study Finds Technology Enabling Americans to Drive Less

In a first-of-its-kind study, NJPIRG Law & Policy Center compiled nation-wide evidence on transportation apps and vehicle sharing programs, such as Zipcar, and found that these advanced new tools have made it easier for Americans to drive less. Real-time apps and on-board wi-fi for public transit, as well as carsharing, bikesharing and ridesharing have spread rapidly in recent years. The report examines new evidence on how these practices are changing travel behavior.

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News Release | NJPIRG Law & Policy Center | Transportation

New Report Shows New Jerseyans Are Driving Less

NEWARK – New Jerseyans have cut their annual per-person driving miles by 2.1 percent since 2005, while the nation’s long term driving boom appears to have ended, according to a new report from the NJPIRG Law & Policy Center. New Jersey’s driving decline is slower than the national average of 6.9 percent since 2005. 

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News Release | NJPIRG Citizen Lobby | Public Health

Advocates Call On EPA for Increased Chemical Safety, Security

In light of recent toxic chemical spills and accidents, NJPIRG called on the EPA to take action to protect the public from the dangers of high-risk chemical plants. Activists gathered outside the Kuehne chemical facility to release “Danger In Our Backyards: The Threat of Chemical Facilities to Millions”, a report that highlights two New Jersey plants as posing significant threats to public safety. Over 12 million people live near a high-risk New Jersey chemical plant.

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Report | Public Health

The Danger In Our Backyards

Every day, millions of people live and work in the shadow of high risk chemical plants that store and use poisonous materials with the potential to harm millions of workers and residents.

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Report | NJPIRG | Budget, Tax

Offshore Shell Games

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. By booking profits to subsidiaries registered in tax havens, multinational corporations are able to avoid an estimated $90 billion in federal income taxes each year. These subsidiaries are often shell companies with few, if any employees, and which engage in little to no real business activity.

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Report | NJPIRG | Budget, Public Health, Food

Apples to Twinkies 2013

At a time when America faces high obesity rates and tough federal budget choices, taxpayer dollars are funding the production of junk food ingredients. Since 1995, the government has spent $292.5 billion on agricultural subsidies, $19.2 billion of which have subsidized corn- and soy-derived junk food ingredients. These subsidies are all the more egregious at a time when America is facing an obesity epidemic. Children are three times more likely to be obese than their counterparts three decades ago.

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Top Twenty Pay-For-Delay Drugs

Too often, consumers are forced to shoulder a heavy financial burden, or even go without needed medicine, due to the high cost of brand-name drugs. Our research indicates that one significant cause is the practice called “pay for delay,” which inflates the drug prices paid by tens of millions of Americans. 

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Report | NJPIRG | Higher Ed

Issue Brief: Student Loan Debt in New Jersey

Without a new plan from Congress, on July 1 the itnerest rate on subsidized Stafford loans will double, from 3.4 percent to 6.8 percent.

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Blog Post | Higher Ed

Obama's New Consumer Finance Chief Can Lower Student Debt

President Obama took a bold and important step this week, standing up for student consumers by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau (CFPB). The president's action means that the CFPB now has all its powers to protect students from unfair financial practices that pile on student debt, including lenders offering dangerously expensive private student loans and aggressive credit and debit card marketing.

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Blog Post | Higher Ed

Obama's New Consumer Finance Chief Can Lower Student Debt

President Obama took a bold and important step this week, standing up for student consumers by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau (CFPB). The president's action means that the CFPB now has all its powers to protect students from unfair financial practices that pile on student debt, including lenders offering dangerously expensive private student loans and aggressive credit and debit card marketing.

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Blog Post | Budget

Problems With Privatized Law Enforcement's New Frontier | Ed Mierzwinski

One in five Americans lives in a jurisdiction that outsources traffic ticketing this way, according to a newly released report from the U.S. Public Interest Research Group, titled "Caution: Red Light Cameras Ahead; The Risks of Privatizing Traffic Law Enforcement and How to Protect the Public." And a report released by the Justice Department suggests this trend may accelerate under the twin pressures of budget pressure and intense lobbying.

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Priority Action

The overuse of antibiotics on factory farms is threatening the effectiveness of lifesaving antibiotics. Call on the Obama Administration to put an end to the worst practices.

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